Cookie Policy | Niche Cover Motor Trade Insurance UK

Last updated: 2 June 2026

1. What Are Cookies?

Cookies are small text files that are stored on your device when you visit a website. They help the website remember your preferences, improve your browsing experience, and provide information to the website owners. Cookies can be "session cookies" (which expire when you close your browser) or "persistent cookies" (which remain on your device until they expire or are deleted).

We also use similar technologies such as local storage, which stores small amounts of data directly in your browser to enhance website functionality without sending data to a server.

2. How We Use Cookies

Niche Cover Limited uses cookies on its website at www.nichecover.co.uk. This website is intended for insurance professionals and FCA-authorised intermediaries. This Cookie Policy explains how and why we use cookies and similar technologies.

Essential cookies: These are necessary for the website and broker portal to function correctly. They enable core features such as security, session management, broker portal authentication, and navigation. Without these cookies, certain services including broker portal access cannot be provided.
Analytics cookies: These help us understand how visitors interact with our website by collecting and reporting information anonymously. This data helps us improve the website's design and content.
Preference cookies: These remember your choices and settings (such as language preferences or form inputs) to provide a more personalised experience.
Functional cookies: These enable enhanced functionality and personalisation, such as remembering your preferences or displaying relevant content.

3. Cookies We Use

Category	Purpose	Duration
Essential	Security, session management, and basic website functionality	Session to 1 year
Analytics	Understanding visitor behaviour and website performance	Up to 2 years
Preferences	Remembering user settings and choices	Up to 1 year
Functional	Enhanced features and personalisation	Up to 1 year

4. Third-Party Cookies

Some cookies on our website are placed by third-party service providers who assist us with website analytics, hosting, and security. These third parties may include:

Analytics providers: To help us understand how visitors use our website and identify areas for improvement.
Hosting and infrastructure providers: To ensure our website is secure, reliable, and performs well.
Content delivery networks: To deliver website assets quickly and efficiently.

We do not use third-party cookies for advertising, retargeting, or behavioural tracking. Any third-party cookies we use are strictly limited to the purposes outlined above and are subject to the privacy policies of those providers.

5. Managing Your Cookie Preferences

When you first visit our website, you will see a cookie consent banner that allows you to choose which types of cookies you accept. You can change your preferences at any time by clicking "Cookie Settings" in the footer of any page.

You can also manage cookies through your browser settings:

Google Chrome: Settings → Privacy and security → Cookies and other site data
Mozilla Firefox: Preferences → Privacy & Security → Cookies and Site Data
Microsoft Edge: Settings → Cookies and site permissions → Manage and delete cookies
Safari: Preferences → Privacy → Cookies and website data

Please note that disabling cookies may affect the functionality of our website. Essential cookies cannot be disabled as they are required for the website to operate.

6. Cookie Consent

Under UK and EU privacy law, we are required to obtain your consent before placing non-essential cookies on your device. Our cookie consent banner provides clear information about the cookies we use and allows you to make an informed choice. You may accept all cookies, reject non-essential cookies, or customise your preferences.

Your consent is recorded and can be withdrawn at any time by adjusting your cookie settings. Withdrawing consent will not affect the lawfulness of processing based on consent before its withdrawal.

7. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our use of cookies, legal requirements, or regulatory guidance. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

8. Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us:

Niche Cover Limited

Dee House, Parkway

Deeside Industrial Estate

Deeside, CH5 2NS

Email: info@nichecover.co.uk

Phone: 01244 667679

Frequently Asked Questions

What cookies does Niche Cover Limited use?

We use essential cookies for website functionality, analytics cookies to understand how visitors use our site, and preference cookies to remember your settings. We do not use cookies for advertising or tracking across third-party sites.

How can I manage or disable cookies?

You can manage your cookie preferences through the cookie consent banner when you first visit our website, or by clicking 'Cookie Settings' in the footer. You can also disable cookies through your browser settings, though this may affect website functionality.

Are essential cookies required for the website to work?

Yes, essential cookies are necessary for the website and broker portal to function correctly. These include cookies for security, session management, broker portal authentication, and basic navigation. They do not collect personal information and cannot be disabled.

Does Niche Cover share cookie data with third parties?

We do not sell or share cookie data with third-party advertisers. Some analytics cookies may send anonymised data to our service providers to help us improve the website, but this data is not used for individual tracking or profiling.